Flood can happen any time any where even in the same place twice. FLoods are the leading natural cause of property damage. Four times more homes are destroyed by flood than by fire, and flooding causes more than $2 billion in property damage every year.
Are you prepared?
Do you have the coverage you need to get you back where you belong in case of a flood? Here are some myths and facts you should know about flood insurance:
Myth: "It won't happen to me."
Fact: You don't have to live by water to be at risk. Approximate 30 percent of all floods claims occur in low to moderate risk areas.
Mythi: "My Homeowners insurance is enough."
Fact: Homeonwers insurance does not cover flood damage, federal Flood insurance does. Flood insurance also covers mud flow, dirt and debris resulting from moving water.
Myth: "I don't need Flood Insurance."
Fact: Homeowners with mortgaged property in a Special Flood Hazard Area (SFHA) are now required by federal law to optain Flood insurance.
Lenders must comply by requiering Flood insurance on the outstanding mortgage balance for the life o the loan.
Please contact me for FREE quote or information about flood insurance.
800-269-3560
3991 Ball Road
Los ALamitos, CA 90720
www.farmersagent.com/omartinez
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